Now that the holidays have bid us farewell and the turkey has been eaten, the ham put away what is left? The simple answer is the debt that it took to have such a lovely holiday. Soon to be approaching will be tax return season and is it a mystery why it comes right after the holidays, or is it merely a matter of dates? Now the ad spark is to remind consumers that they have a credit score to protect. Let me tell you, the bureaus will make billions just from the curiosity consumers have to know what is on their credit report. Of course there will be a few credit card offers selling the "Transfer your balances" notion to go along with that. Where the bureaus will make the bulk of their money will be:
- Credit reports with scores
- Ancillary credit monitoring
- Ancillary identity theft protection
Before you invest in their dream you may want to get your free credit report. Don't worry about the scores but rather focus on the items. Check your balances and make sure all of the information is correct and budget wisely. If you need a free simple budget calculator click here. Make it a great season and a great year.